The Luxembourg-based audit and consultancy firm Haca Partners is adopting the compliance platform developed by the Danish company Muinmos to automate its Know Your Customer (KYC) and Anti-Money Laundering (AML) controls, as European regulations are set to become stricter from 2027. The agreement, announced on Tuesday 14 July, marks a new milestone for regtech, which until now has mainly been used by brokers, cryptocurrency platforms and investment firms.
With offices in Luxembourg, Paris, Casablanca and Dakar, Haca Partners supports more than 500 organisations operating internationally. The firm will now use Muinmos’s solution to monitor its own clients, their clients, and those it supports as part of its regulatory compliance outsourcing services. Neither company has disclosed the value of the contract or its start date.
Haca explains that, until now, its checks have relied heavily on manual processing and analysts’ judgement – a process considered slow and likely to produce inconsistent results. According to Cédric Leroy, regulatory and compliance partner at Haca, the ability to integrate the platform “via a single API into any existing system” was a decisive factor.
An increasingly stringent framework
Muinmos states that its platform screens customers against more than 2,200 watchlists covering over 200 jurisdictions and enables each company to set its own risk thresholds. The company also highlights a 76% reduction in false positives, a customer onboarding process that is up to 96% faster, and a 32% reduction in onboarding costs. It points out, however, that these figures are derived mainly from customer feedback rather than from a controlled internal study.
This announcement comes at a time when the European regulatory framework is becoming stricter. From 10 July 2027, the new European anti-money laundering regulation will apply directly across the 27 Member States. Audit firms, chartered accountants and other service providers will be subject to the same obligations as financial institutions. At the same time, the European Anti-Money Laundering Authority (Amla), based in Frankfurt since July 2025, will begin directly supervising around 40 high-risk cross-border institutions from 2028. Penalties could amount to up to 10% of annual turnover.
