There are the cranes dotting the landscape. Then there are the figures: 116 homes to be completed in 2025, 1,227 under construction, 63 active building sites, and more than 5,000 homes planned over the next 20 years. But behind these figures, the Fonds du logement (housing fund) wants to tell a different story – one built on concrete, certainly, but also on people’s experiences.
“Behind every project, there are women, men and families. It is for them that we build, innovate and take action every day,” says Jacques Vandivinit, director of the Fonds du logement, in a focused yet caring tone.
At a time when access to housing remains one of the country’s main challenges, this public body is perhaps more strongly than ever asserting a mission that goes far beyond property development. Building, yes, but, above all, supporting people throughout their lives.
The Fund’s mission is to implement the national affordable housing policy on a day-to-day basis for the benefit of the public.
Housing as a starting point
The 2025 Annual Report makes this clear right from the very first pages: every home allocated represents “a fresh start for a family, a life plan for a young household, or a secure living environment for an elderly person”. A philosophy shared by 
This approach has resulted in a portfolio of 2,439 rental properties, making the housing fund the country’s leading public housing provider. In addition, 1,756 homes have been built for sale at affordable prices, enabling the same number of households to become homeowners.
More than just a place to live – it’s about support
For Jacques Vandivinit, the success of a project cannot be measured solely by the handover of the keys. “We don’t just provide affordable housing. We also offer ongoing educational and social support where necessary.” Educators, social workers, and administrative, technical or financial support: housing becomes the anchor for a more comprehensive support programme designed to promote households’ independence. “Social support is an essential part of our mission,” insists the director.
This human dimension reflects a profound shift in people’s needs. Difficulties in accessing housing no longer affect only the most vulnerable households. A growing proportion of the middle class is now finding it difficult to find accommodation that is affordable on their income.
The housing fund therefore aims to offer a range of residential pathways whilst maintaining its priority: meeting the needs of the most vulnerable groups.
We create places where everyone can find their place, flourish and look forward to the future.
Building neighbourhoods before buildings
The report also emphasises a shift in the role of public institutions. New projects are no longer conceived as mere residential developments, but as fully-fledged neighbourhoods. Green spaces, meeting places, local amenities, a mix of uses and residents: the aim is to create environments where people can settle for the long term.
“We don’t just build homes. We create places where everyone can find their place, flourish and look forward to the future,” says Jacques Vandivinit. This philosophy underpins the major developments currently underway in Wecker, Wiltz and Mamer or Dudelange, as well as projects to restore existing heritage sites.
Among those that have made the greatest impression on the director are the restoration of the Dillingen farm. “It was an extremely complex project, but the local residents were very proud to see this place come back to life.” The building work quickly became a community project. “The residents came to tell us their stories about this place. Everyone had an anecdote linked to this farm.”
Providing access to a good quality of life
Yet it is the organised visits to tenants’ homes that seem to move Jacques Vandivinit the most. “What’s always lovely is meeting people who are proud to show us how they live today.”
These testimonials come mainly from the rental sector. “We have a good match between household composition and the type of housing available. This enables them to enjoy a quality of life that they would have found very difficult to achieve elsewhere.” For the director, this recognition is often worth more than statistics. It reflects the tangible impact of a public policy that seeks as much to stabilise people’s life trajectories as to provide housing.
A rise to prominence
The year 2025 also marks a significant increase in scale. The number of homes under construction has almost doubled in 12 months, rising from 638 to 1,227 units.
At the same time, the housing fund is continuing its environmental transition with its first major energy-efficiency refurbishment projects, the development of modular and circular construction solutions, and a focus on the sustainability of future neighbourhoods. This expansion is now underpinned by 228 staff members working across Luxembourg.
Affordable housing offers an alternative for those wishing to become homeowners or tenants [in a] conventional market […] that is difficult to access.
A response to market demand
In a property market that remains under pressure, Jacques Vandivinit finally sees affordable housing as a solution that goes beyond the purely social aspect. “Affordable housing offers a genuine alternative for becoming a homeowner or tenant in a context where the conventional market remains difficult to access.” This serves as a reminder that affordable housing is no longer merely a safety net for those on the lowest incomes, but is gradually becoming a key component of Luxembourg’s housing policy.
Beyond the cranes and building sites, it is precisely this ambition that the Fonds du logement aims to champion: building homes, of course, but above all creating places where residents can, at last, look forward to the future.
